Our law office is dedicated to helping individuals eliminate debt and gain a financial fresh start through the bankruptcy process. Join us for a free consultation so that we may inform you of your right and eligibility to start fresh through bankruptcy.

Michael J. Worwag

Attorney at Law

Michael J. Worwag has been practicing bankruptcy law since 1998. In May, 1995 he graduated Loyola University Chicago with a Bachelor of Arts Degree, Summa Cum Laude. Read more »

Joanna Malysz

Attorney at Law

Joanna Malysz joined the Law Office of Michael J. Worwag as an associate attorney in 2009. After months of successful practice, Joanna became partner forming Worwag&Malysz, P.C. Read more »
For many people, who have fallen behind on their debts
bankruptcy is the right choice.
Chapter 7
Chapter 7 bankruptcy is a liquidation which results in the discharge of most debts without tax consequences. In most instances, filing a chapter 7 bankruptcy will result in a debt free fresh start.
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Chapter 13
Chapter 13 bankruptcy is court supervised repayment plan of a certain percentage of your debt. The amount which must be repaid is contingent on the amount of income you earn as well as the amount of assets you possess.
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Contact us
Join us for a free consultation so that we may inform you of your right and eligibility to start fresh through Chapter 7 or Chapter 13 bankruptcy.
Read more »
How will bankruptcy affect my foreclosure?
The filing of your bankruptcy case will trigger the automatic stay. The automatic stay will stop your mortgage lender form pursuing the foreclosure, buying you valuable time. In most cases the lender will file a mot(...)